Crypto payment gateway with instant USDT settlement
Accept Bitcoin, USDT, Monero and more in your store or billing system. Every payment is converted to USDT and credited to you, for a flat 0.5% fee.
Updated ยท AvaSettle.com
What is the AvaSettle crypto payment gateway?
The AvaSettle crypto payment gateway lets online stores, hosting companies and SaaS businesses accept Bitcoin, USDT, Monero and 15+ other coins, and receive the money as USDT. Every payment is converted to USDT automatically after it confirms, for a flat 0.5% fee.
Customers pay in the coin they already hold. You get one stable USDT balance on BNB Smart Chain (BEP20), with no exposure to price swings and no exchange account to manage.
How much does it cost? 0.5% per payment
AvaSettle charges 0.5% of each confirmed payment. There are no setup, monthly or invoice fees. The only other cost is the network fee when you withdraw USDT (BEP20), usually a few cents.
| AvaSettle | Typical hosted crypto gateway | |
|---|---|---|
| Processing fee | 0.5% flat | 0.5% to 2%, often more for multi-currency |
| Conversion to a stablecoin | Automatic, at the best route found | Often a separate 0.5% to 1.5% |
| Payout to your wallet | Network fee only (cents on BEP20) | Often a fixed fee plus a percentage |
| Setup and monthly fees | None | Usually none |
| Plugins | 8 platforms + REST API | Varies |
Market ranges are taken from public pricing pages of hosted crypto gateways in 2026. You can also pass the network cost of a coin to your customer, per network, so you keep the full order amount.
How does accepting crypto with AvaSettle work?
- Install a plugin or call the API. Your checkout gets a "Pay with crypto" option.
- The customer picks a coin. The amount is locked at the current rate for 30 minutes (you can change this).
- The customer pays to a unique address. Every payment has its own address and QR code, so payments never get mixed up.
- AvaSettle confirms the payment on the blockchain. Your order or invoice is marked paid automatically through a signed webhook.
- The coins are converted to USDT. The best available route is chosen for each payment and the result is added to your balance.
- You get paid. Withdraw at any time, or turn on instant payout to send every credit to your own wallet automatically.
Instant settlement in USDT
AvaSettle settles every payment in USDT on BNB Smart Chain, automatically, right after the payment confirms. You never hold volatile coins and never need an exchange account to cash out.
- Instant payout: each credit is sent to your payout wallet as soon as it arrives.
- Threshold payout: USDT collects in your balance and goes out when it reaches the amount you choose.
- Manual: withdraw whenever you like from your dashboard.
Small coins are converted together in batches when that is cheaper, so network costs stay low on Bitcoin, Litecoin, Monero and TRON.
Plugins for your platform
AvaSettle has free plugins for WHMCS, HostBill, BILLmanager (ISPmanager), WooCommerce, PrestaShop, OpenCart, Magento 2 and Drupal Commerce. Each one marks orders and invoices paid automatically, handles part payments and keeps working after the customer closes the page.
Building something custom? The crypto payment API covers invoices, payment links and signed webhooks, with examples in PHP, Node.js, Python and Shell.
Which cryptocurrencies can customers pay with?
Customers can pay with Bitcoin, Ethereum, USDT (TRC20, BEP20, ERC20), USDC, Monero, Litecoin, BNB, TRON, Polygon, Avalanche, Dogecoin, Bitcoin Cash and Dash. Each coin is converted to USDT (BEP20) for your balance.
Stablecoins such as USDT and USDC keep their value during checkout, which makes them the most popular choice for invoices.
How are payments kept safe?
- Every API request is signed with your secret key and can be limited to your server's IP addresses.
- Webhooks are signed, and plugins re-check every payment with the API before marking an order paid.
- Logins use an authenticator app, and sensitive changes ask for a fresh code.
- A new payout wallet can't receive withdrawals for 48 hours, and you are told the moment it is added.
- Funds sent on the wrong EVM network are detected at the same address and held for you to accept.
Who uses AvaSettle?
AvaSettle is built for businesses that sell online to customers who prefer crypto: hosting and VPS providers, domain resellers, SaaS tools, game servers, digital goods and online stores. Accounts are reviewed before they go live.
Frequently asked questions
What is a crypto payment gateway?
A crypto payment gateway is a service that lets a business accept cryptocurrency for invoices and orders. AvaSettle.com creates a unique deposit address for each payment, watches the blockchain, marks the order paid once it confirms, converts the coins to USDT and credits the merchant balance.
How much does AvaSettle charge merchants?
AvaSettle charges a flat 0.5% per confirmed payment. There is no setup fee, no monthly fee and no fee to create invoices. Withdrawals cost only the BNB Smart Chain network fee, usually a few cents.
Which coins can my customers pay with?
Customers can pay with Bitcoin, Ethereum, USDT (TRC20, BEP20, ERC20), USDC, Monero, Litecoin, BNB, TRON, Polygon, Avalanche, Dogecoin, Bitcoin Cash and Dash. You choose which coins and networks appear at checkout in your AvaSettle account.
How fast is settlement?
Each payment is converted to USDT automatically as soon as it has enough network confirmations, usually within minutes. With instant payout on, the USDT is then sent to your own wallet without any action from you.
Do I need to hold or manage crypto myself?
No. AvaSettle converts every payment to USDT on BNB Smart Chain (BEP20), so your balance does not move with the price of Bitcoin or other coins. You only add one payout wallet address.
Which platforms are supported?
AvaSettle has free plugins for WHMCS, HostBill, BILLmanager (ISPmanager), WooCommerce, PrestaShop, OpenCart, Magento 2 and Drupal Commerce. Any other website or app can connect through the REST API with signed requests and webhooks.
What happens if a customer pays too little or on the wrong network?
The payment page shows the remaining amount, and differences inside the tolerance you set are accepted automatically. If a customer sends an EVM coin on the wrong EVM network, AvaSettle finds it at the same address and flags it for you to accept, so the money is not lost.
Start accepting crypto today
Create an account, connect your store and choose the coins you offer.